Needs Budget
50% of your income
$5,000
per month
$60,000
per year
Essentials to keep your household running smoothly.
50/30/20 Budget Calculator
Divide your monthly take-home income among needs, wants, and investments using a customizable take on the 50/30/20 budgeting rule.
PLAN TODAY. EXPLORE TOMORROW.
The Explorer’s Household Provisions
Divide your monthly take-home income between needs, wants, and investments using our investment-focused take on the 50/30/20 rule.
Your Monthly Budget
Here’s how your income is allocated:
Wants Budget
30% of your income
$3,000
per month
$36,000
per year
The enjoyable extras that make life more pleasant.
Investments Budget
20% of your income
$2,000
per month
$24,000
per year
Put your fortune to work and prepare for future expeditions.
Your Budget at a Glance
What This Means
The traditional 50/30/20 rule divides take-home income among needs, wants, and savings or debt repayment. The Economy Explorer version directs the final 20% toward investments instead — a more fitting destination for a fortune with places to go. Adjust the percentages to suit your own household.
How this tool works
Enter your monthly take-home income and choose how much of it you want to direct toward needs, wants, and investments.
Your three percentages must add up to exactly 100%. The calculator then shows the monthly and annual amount assigned to each category.
You can customize the percentages or use the Reset to 50/30/20 button to restore the Economy Explorer example.
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